Home Loan Balance Transfer Calculator
Thinking of moving your loan to a lower rate? Compare EMIs and total cost — net of the new lender's processing fee — to see if it's worth it.
Transfer details
₹40,00,000
%
9.50% per annum
%
8.40% per annum
yrs
18 years
%
₹20,000 one-time
Net savings on transfer
₹5,72,642
Transfer looks worth it ✅
- Current EMI
- ₹38,716
- New EMI
- ₹35,973
- Monthly saving
- ₹2,744
- Processing fee
- ₹20,000
- Net saving over tenure
- ₹5,72,642
Savings are net of the new lender's processing fee. Also account for legal/valuation charges and stamp duty on the fresh agreement.