TerraNexxus
TerraNexxus Tools

Property tools & calculators

Free, no-signup calculators to help you plan loans, estimate costs and compare investments — before you buy, rent or invest.

Loans

Home Loan EMI Calculator

Monthly EMI, total interest and payable amount for any loan amount, rate and tenure.

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Loans

Loan Eligibility Calculator

How much home loan you can get based on your income, EMIs and FOIR.

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Loans

Loan Prepayment Calculator

Interest saved and months cut from your loan with a one-time prepayment.

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Loans

Balance Transfer Calculator

Compare your loan with a new lender and see savings net of fees.

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Loans

Loan Against Property

Unlock funds against a property you own — eligible loan and EMI.

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Loans

Co-applicant Eligibility

See how much more loan you qualify for by adding a co-applicant.

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Loans

Amortization Schedule

Year-by-year split of your loan into principal, interest and balance.

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Loans

Step-Up EMI Calculator

Lower starting EMI that rises yearly as your income grows.

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Buying Costs

Stamp Duty & Registration

State-wise stamp duty and registration charges, with buyer concessions.

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Buying Costs

GST on Property

GST for affordable, under-construction and ready-to-move property.

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Buying Costs

Total Buying Cost

All-in cost — price, stamp duty, registration, GST, brokerage and more.

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Buying Costs

Brokerage Calculator

Brokerage plus 18% GST payable on a property deal.

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Tax

Home Loan Tax Savings

Tax saved via 80C (principal) and 24(b) (interest) at your slab.

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Tax

Capital Gains Tax

Long-term & short-term capital gains tax on selling a property.

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Tax

TDS on Property

1% TDS for resident sellers above ₹50L, plus NRI seller rates.

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Tax

Rental Income Tax

Tax on rent after the 30% deduction, municipal tax and interest.

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Tax

HRA Exemption Calculator

How much House Rent Allowance is tax-exempt under 10(13A).

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Investment

Rental Yield Calculator

Gross and net annual yield from value, rent and expenses.

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Investment

Appreciation & ROI

Project future value and total return from appreciation and rent.

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Investment

Rent vs Buy

Compare the net cost of buying against renting over your stay.

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Investment

Reverse Mortgage

Monthly income a senior citizen can draw against their home.

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Investment

Commercial Property Yield

Gross & net yield on commercial property with lease escalation.

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Investment

SIP vs Property

Compare a lump sum in property against equity mutual funds.

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Planning

Affordability Calculator

How much property you can afford from income and down payment.

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Planning

Down Payment Planner

Monthly savings needed to reach your down payment goal in time.

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Planning

Rent Affordability

How much rent you can comfortably afford on your income.

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Planning

Construction Cost Estimator

Cost to build a house by area, floors and quality, with a breakup.

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NRI

NRI Investment Calculator

Project Indian property returns back in your home currency, with FX.

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Utilities

Area Unit Converter

Convert sq ft, sq m, gaj, acre, hectare, bigha and more instantly.

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Utilities

Price per Sq Ft

Per-sq-ft, per-sq-m and per-gaj rate from price and area.

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