Rent Affordability Calculator
See the monthly rent you can comfortably afford and the likely security deposit, so housing doesn't crowd out your savings.
Your income
Rent you can afford
₹18,000
Comfortable range ₹15,000 – ₹21,000
- Disposable income
- ₹60,000
- At 30% of income
- ₹18,000
- Estimated deposit
- ₹36,000
- Left after rent
- ₹42,000
Keeping rent at or below ~30% of take-home income leaves room for savings, utilities and emergencies. Don't forget brokerage (often one month) on top of the deposit.
Frequently Asked Questions
What is the 30% rule for rent?
It is a common guideline that rent should take up no more than about 30% of your monthly income, leaving room for other expenses and savings. You can change the percentage in the calculator.
Does the calculator include the security deposit?
Yes. Enter the number of months of rent asked as a security deposit to see the upfront amount you would need. Deposit norms vary by city.
Are the TerraNexxus calculators free to use?
Yes — every calculator and tool on TerraNexxus is completely free to use, with no sign-up or login required.
How accurate are these property and loan calculators?
They use standard, widely-accepted formulas to give a close estimate. For exact figures (loan eligibility, EMI, stamp duty, tax), always confirm with your bank, lender or a qualified financial advisor.
Do the calculators work on mobile?
Yes, all tools are fully responsive and work smoothly on mobile, tablet and desktop browsers.
Is the data I enter stored or shared?
No. Calculations run entirely in your browser — TerraNexxus does not store, track or share the values you enter.