SIP vs Property Calculator
Compare putting your money into property (appreciation plus rent) versus equity mutual funds over the same period.
Compare the options
Mutual fund wins by
₹12,93,846
Over 10 years
- Property value then
- ₹43,17,850
- Rental income
- ₹6,00,000
- Property total
- ₹49,17,850
- Mutual fund total
- ₹62,11,696
A simplified comparison of a lump sum in property vs the same amount in equity funds. It ignores loan leverage, taxes, liquidity and the effort of managing property. Real-estate returns are far less liquid.
Frequently Asked Questions
Are the TerraNexxus calculators free to use?
Yes — every calculator and tool on TerraNexxus is completely free to use, with no sign-up or login required.
How accurate are these property and loan calculators?
They use standard, widely-accepted formulas to give a close estimate. For exact figures (loan eligibility, EMI, stamp duty, tax), always confirm with your bank, lender or a qualified financial advisor.
Do the calculators work on mobile?
Yes, all tools are fully responsive and work smoothly on mobile, tablet and desktop browsers.
Is the data I enter stored or shared?
No. Calculations run entirely in your browser — TerraNexxus does not store, track or share the values you enter.