SIP vs Property Calculator
Compare putting your money into property (appreciation plus rent) versus equity mutual funds over the same period.
Compare the options
₹20,00,000
%
8% per year
%
3% per year
%
12% per year
yrs
10 years
Mutual fund wins by
₹12,93,846
Over 10 years
- Property value then
- ₹43,17,850
- Rental income
- ₹6,00,000
- Property total
- ₹49,17,850
- Mutual fund total
- ₹62,11,696
A simplified comparison of a lump sum in property vs the same amount in equity funds. It ignores loan leverage, taxes, liquidity and the effort of managing property. Real-estate returns are far less liquid.