HRA Exemption Calculator
Find out how much of your House Rent Allowance is tax-exempt and how much tax you save, based on your salary, HRA and rent paid.
Salary & rent
₹50,000
₹20,000
₹18,000
City type
Your income tax slab
HRA exemption (yearly)
₹1,56,000
Saves you about ₹31,200 in tax
- Actual HRA received
- ₹2,40,000
- Rent − 10% of basic
- ₹1,56,000
- 50% of basic
- ₹3,00,000
- Exempt (lowest of three)
- ₹1,56,000
- Taxable HRA
- ₹84,000
HRA exemption (Section 10(13A)) is the lowest of these three amounts. Only available in the OLD tax regime, and only if you actually pay rent. Keep rent receipts; landlord PAN is needed if rent exceeds ₹1L a year.