Loan Against Property (LAP) Calculator
See how much you can borrow against a property you own and what the EMI would be, based on the lender's loan-to-value ratio.
Property & loan
₹1,00,00,000
%
Lenders usually offer 50–70% → ₹60,00,000
%
9.50% per annum
yrs
15 years
Eligible loan amount
₹60,00,000
EMI ₹62,653 / month
Repay₹1.13Cr
Principal
Interest
- Monthly EMI
- ₹62,653
- Total interest
- ₹52,77,627
- Total repayment
- ₹1,12,77,627
A loan against property (LAP) lets you borrow against a home/commercial property you already own. Rates are higher than a home loan; LTV and eligibility depend on the property type and your income.